Please note: The finance articles are general in nature and should not be considered specific advice.
Overview Govt Deposit Scheme CM (pdf)Download
BANKS PUSHING CONSUMERS TO BROKERS (pdf)Download
FROM BUST TO BOOM (pdf)Download
First Home Loan Deposit Scheme snapshot (pdf)Download
Buying a home when you’re self-employed (pdf)Download
BE AWARE OF COMPARISON WEBSITES (pdf)Download
Professions with perks (pdf)Download
IMPACT OF OPEN BANKING TO YOU (pdf)Download
OPEN BANKING ARTICLE snapshot (pdf)Download
How banks calculate loan risk (pdf)Download
A PHONE CALL WHICH MAY SAVE YOU THOUSANDS (pdf)Download
How to pay off your mortgage faster (pdf)Download
Construction Loans explained (pdf)Download
Five simple ways to increase loan repayments (pdf)Download
Four things to know from your property-partner (pdf)Download
SLASH YEARS OFF YOUR MORTGAGE (pdf)Download
5 rules for funding your business plan (pdf)Download
A simple guide to business loans (pdf)Download
Signs that it is time to apply for a Business Loan (pdf)Download
10 Steps for Business Success (pdf)Download
20 traits of successful building companies (pdf)Download
Working out what you can afford depends on how much you earn, how much you have saved & the type of property you want to buy. There also needs to be a massive buffer for all the additional costs once you purchase!
Eligible first-home buyers can take advantage of state government grants, discounts and schemes as well as a federal government scheme to help save a deposit.
Get a loan pre-approved through your Chocolate Money broker, thereby allowing you to go shopping for a house knowing your finances are sorted!
Finding the right property depends on what you are looking for; an apartment, townhouse or house? Find out how to inspect a property before purchase, essential checks you need to arrange, and how to review a contract.
Buying a property has a few more quirks than buying a jacket; learn how to do buy at auction or private sale. Have your expert advisors lined up to assist you; including inspectors, solicitors and your Chocolate Money broker.
Understanding how settlement works and what needs to happen is as important as moving in! Contact your expert Chocolate First Home Advisor who is skilled in helping you!