First Home Buyer's Guide
Establish what you can buy
Working out what you can afford depends on how much you earn, how much you have saved & the type of property you want to buy. There also needs to be a massive buffer for all the additional costs once you purchase!
What incentives can you get?
Eligible first-home buyers can take advantage of state government grants, discounts and schemes as well as a federal government scheme to help save a deposit.
Before you start shopping
Get a loan pre-approved through your Chocolate Money broker, thereby allowing you to go shopping for a house knowing your finances are sorted!
Let's go Shopping!!
Finding the right property depends on what you are looking for; an apartment, townhouse or house? Find out how to inspect a property before purchase, essential checks you need to arrange, and how to review a contract.
Understanding the buying process
Buying a property has a few more quirks than buying a jacket; learn how to do buy at auction or private sale. Have your expert advisors lined up to assist you; including inspectors, solicitors and your Chocolate Money broker.
Settling & Moving in
Understanding how settlement works and what needs to happen is as important as moving in! Contact your expert Chocolate First Home Advisor who is skilled in helping you!