We understand the industry!
Commercial & Residential Finance available
We will help you get through the tough times in construction!
Federal Budget for Business
Business
Construction
Business
- $1.2b for businesses to employ 100,000 apprentices and trainee
- JobKeeper to end March 28, 2021. New “back-to-work” wage subsidy scheme for businesses employing under 35s who have been on welfare payments
TAX
Construction
Business
- Tax relief for low, middle-income earners: Up to $2745 for singles; up to $5490 for households
- 19% tax rate threshold rises from $37,000 to $45k; 32.5% threshold up from $90,000 to $120k
- New Capital Gains Tax exemption for granny flats
- Extra $15.1 million for ATO to target tax, superannuation crime
Construction
Construction
Construction
A total of $10b allocated in infrastructure spending
- $7.5 billion in road and rail projects spread across all states and territories
- $1.5bn for manufacturing, targeting space, medicine, food and beverage, defence, resources tech, recycling and clean energy
- Extra 10,000 places in First Home Loan Deposit Scheme
But the extra 10,000 places nat
A total of $10b allocated in infrastructure spending
- $7.5 billion in road and rail projects spread across all states and territories
- $1.5bn for manufacturing, targeting space, medicine, food and beverage, defence, resources tech, recycling and clean energy
- Extra 10,000 places in First Home Loan Deposit Scheme
But the extra 10,000 places nationwide are reserved for those buying off the plan, or a newly built home.
- $200m for the Building Better Regions Fund
Beat the banks during COVID19
Reduce your home loan rates
Chocolate Money has had great success lowering interest rates for their clients with their existing banks. If you would like our team to do this for you, please contact our team on 1300 137 539 or email a team member who will be in touch soon.
Our Expertise
Building Finance
Our Mortgage Broker expertise extends to:
- Business cash flow funding
- Builders Finance
- Business loans & home loans
- Low Doc business loans
- Construction finance
- Development funding
- Unsecured loans
- Equipment finance
Home loans
Our specialised builders finance lending team, will find the best home & business loans for your situation; including:
- home loans for the self employed
- low doc home loans
- investment loans with great terms
- non-standard home loans
First Home Loan Deposit scheme information here.
Medico - finance
Our Senior Business Loans Lending team understands complex financial structures involving the distribution of income and maximising peoples' borrowing potential whilst working within their tax minimisation strategies; this is why Professionals come to us for their lending requirements.
Our skills are tailored for:
- Doctors, surgeons, nurses & other medical professionals
- Pharmacists
- Dentists
Organisations we have assisted over the years
