Updates

Business articles of interest

Private Funders vs Traditional Banks (pdf)

Signs that it may be time to apply for a Business Loan (pdf)

Accountants turbo charging their business (pdf)

3 tips to help with financial difficulties (pdf)

ACCOUNTANTS PARTNERING WITH BROKERS (pdf)

The Profitless Boom (pdf)

Cash flow Strategies for builders (pdf)

5 rules for funding your business plan (pdf)

A simple guide to business loans (pdf)

Best Loans for Pharmacies (pdf)

20 traits of successful building companies Dec20 (pdf)

FAQs about Low Docs (pdf)

Planning your business for success (pdf)

Articles of Interest

Victorias Apartment strategy subject to fail (pdf)

Benefits of Joint Ventures between Medical Professionals (pdf)

The benefits of home loan refinancing (pdf)

THE 5 BENEFITS OF DEBT CONSOLIDATION (pdf)

HELPING YOUR CASH FLOW SITUATION (pdf)

The fairness of the inflation beast (pdf)

Lenders use your credit score (pdf)

5 smart ways to save money (pdf)

Factoring business costs into a construction quote (pdf)

MANAGING YOUR BUSINESS WHEN INTEREST RATES ARE RISINGpdf (pdf)

Benefits of offset accounts overview (pdf)

CASHFLOW STRATEGIES FOR RESIDENTIAL BUILDERS (pdf)

First Home Buyer's Guide

Establish what you can buy

What incentives can you get?

What incentives can you get?

Chocolate Money, calculating the best loans for your business.

Working out what you can afford depends on how much you earn, how much you have saved & the type of property you want to buy. There also needs to be a massive buffer for all the additional costs once you purchase!

What incentives can you get?

What incentives can you get?

What incentives can you get?

Chocolate Money helping construction related businesses with finance.

Eligible first-home buyers can take advantage of state government grants, discounts and schemes as well as a federal government scheme to help save a deposit.

Before you start shopping

What incentives can you get?

Before you start shopping

Chocolate Money, helping the self employed buy their homes.

Get a loan pre-approved through your Chocolate Money broker, thereby allowing you to go shopping for a house knowing your finances are sorted!

Let's go Shopping!!

Before you start shopping

Chocolate Money, providing expert finance advice for those in the building industry.

Finding the right property depends on what you are looking for; an apartment, townhouse or house? Find out how to inspect a property before purchase, essential checks you need to arrange, and how to review a contract.

Understanding the buying process

Chocolate Money, helping the self employed buy their investment properties.

Buying a property has a few more quirks than buying a jacket; learn how to do buy at auction or private sale. Have your expert advisors lined up to assist you; including inspectors, solicitors and your Chocolate Money broker.

Settling & Moving in

Chocolate Money helps people buy their first, second and third properties!

Understanding how settlement works and what needs to happen is as important as moving in! Contact your expert Chocolate First Home Advisor who is skilled in helping you!

Contact a Credit Advisor here

Consumer articles of Interest

Please note: The finance articles are general in nature and should not be considered specific advice.

To Fix or not to Fix (pdf)

BE AWARE OF COMPARISON WEBSITES (pdf)

BANKS PUSHING CONSUMERS TO BROKERS (pdf)

Buying a home when you’re self-employed (pdf)

Professions with perks (pdf)

How banks calculate loan risk (pdf)

A PHONE CALL WHICH MAY SAVE YOU THOUSANDS (pdf)

How to pay off your mortgage faster (pdf)

Construction Loans explained (pdf)

IMPACT OF OPEN BANKING TO YOU (pdf)

NavigatingFinancialHardshipv1 (pdf)

5 loan truths for begginers (pdf)

Considerations before renovating (pdf)

Risks of going directly to a Private Lender (pdf)

5 easy steps to get your debt in order (pdf)

Stop Paying too much (pdf)

Fixed vs variable loans (pdf)

Mortgage Splitting Article (pdf)

5 loan truths for begginers (pdf)

The extra costs of buying a home (pdf)

Borrowing to invest (pdf)

Four smart home loan refinancing strategies (pdf)

The boom we saw coming (pdf)

Consumer-credit-reforms-fact-sheet (pdf)

Reviewing your loans is smart (pdf)

WHAT HAPPENS ONCE THE APPLICATION IS SUBMITTED (pdf)