Recent Testimonials
More comments from our clients can be found in google reviews:
Kevin and An
Hi Harry, From the start we felt fully supported and confident in Anthy and the process.
She could tell we were not experienced in this area and took time to explain it all to us.
Communication was always clear, timely, and professional, which really helped to keep things moving smoothly. The solution provided was the best given the situation, and it’s clear that she took the time to understand our needs and tailor it accordingly.
What stood out most was the team’s dedication—everyone involved showed a genuine commitment to helping us reach our objective, and it made a real difference.
Overall, we absolutely feel this was a 5-star experience, and we wouldn’t hesitate to recommend Chocolate Money to anyone.
Our experience with Anthy and the Chocolate Money team has been nothing short of exceptional. Anthy supported us with such care, clarity and calm from start to finish. She somehow made the whole process feel manageable, and we always felt we were in the safest of hands. Anthy’s warmth, attention to detail, and genuine commitment to helping us made all the difference. We’re so grateful for the support we received. Thank you, Anthy and team. You’ve been incredible!
Jason Faberman
I wanted to write to you to thank your company for the extraordinary service that you had provided me.
I would particularly like to draw your attention to Lin Qiu. Lin was just super. She is very friendly and professional and adds a strong warm human touch to otherwise mundane work. I highly commend her.
Anyway Harry, thanks again and I look forward to being your client for many years to come!
Helen Metaciotis
I am extremely pleased with Anthy's service. Anthy was helpful at all times and went above and beyond to ensure my loan application was successful and available as required.
Ebony Goumas
I had a great experience with Chocolate Money. Anthy and Lin who helped support me were absolutely amazing, could not give them enough credit. There professionalism and dedication in supporting me was very much appreciated. They showed a high level of knowledge, and were very quick and transparent with communication which made the process of re-financing and purchasing an investment property really easy.
James and Susan Walker
The Chocolate Money team led by Anthy Loannides and powered by Hannah Sun and Jenny Duong are fabulous. This may sound exaggerated but it certainly isn’t. At every stage of our complicated journey your team have supported us professionally and sensitively, in every way. Anthy’s financial mastery and effective liaison with stakeholders has been magnificent. We have no hesitation in fully recommending Chocolate Money.
Christopher Mitchell
Kaylee and myself have used your services previously on a couple of occasions. Anthy is always fantastic to deal with and always goes over and above to accommodate our needs. Anthy was always ready to answer any questions/quires that we had no matter the time of day!
CKM Innovative Constructions
Con Kouroupis
I'd like to express my gratitude to Anthy, Hannah and the entire Chocolate Money team for consistently delivering high-quality service over the years. Anthy's ability to excel in demanding situations where others have faced challenges is very commendable. Thank you so much for all your hard work and amazing results!!
Jeff Phillips - Licensed Estate Agent
Your lending advise was integral to me landing on my feet & I am indebted to you & your company for your care & professional guidance.
Anthy Lakkotripis and the team at Chocolate Money were instrumental in assisting us in obtaining approval for our property. Anthy made the experience feel effortless and provided us with sound advice and support in an area that can be confusing and at times overwhelming. We are absolutely thrilled with the outcome and would not hesitate to recommend Anthy and the team to others needing a mortgage brokerage.
Louise Davis
We have worked with Anthy for the last 3-4 years now to secure home loans for our multiple developments and most recently our personal home purchase.
As a business, we value prompt communication and admire problem solving solutions. Working with Anthy has been an easy process as she goes above and beyond to educate and provide options within a timely manner. Anthy has been exceptional in her knowledge of the different types of lending options and always finds a way to make a deal happen for us. We have created a relationship where Anthy understands our finances, lifestyle and goals and willingly assists us in making it happen. We would recommend Anthy to all our friends and family in a heartbeat. We are truly grateful for Anthy and the team's assistance. We have full confidence in all the team at Chocolate Money!
Patrick & Andrea
My wife and I would like to thank Chocolate Money and in particular Chris Katrantzis for their services to date. Chris worked with our business on a number of complex mortgages this year which enabled us to further ourselves in our chosen property development company.
Working with Chris is seamless in that he understands our needs and is able to find loans which suit our business. We consider Chris a part of the team and feel extremely confident and comfortable with the way he conducts himself professionally in working with us.
Our Chocolate Money broker is a superstar and set me up with some great home loans with a stress free process. Highly recommend!
Bryan Atkinson
“Dealing with Ferry from Chocolate Money was even easier than I could have imagined. After dealing with other brokers before, switching across to Ferry was the best move for my wife & I. Ferry was proactive, timely & great to deal with. He delivered the best result for my family & I.
I would 100% recommend Ferry to anyone looking for support in financial matters.”
Jared Snoxell
Anthy and the team at chocolate money have been absolutely brilliant to deal with. Anthy really works hard to make the process as streamline as possible, the team was always there to help and answer any of my questions, even on weekends.
The team at chocolate money really take the hard work out of the money lending process for there clients, I will be using Anthy and team for all my future lending and I would absolutely recommend them to my friends and family.
Thanks again for a great service Harry. Looking forward to working with chocolate in the future.
Dan Power
Hi Anthy, Louisa and Kim,
Just wanted to shoot through a short note to say thank you for all your work supporting secure my loan for my property.
As you know, I experienced a lot of unforeseen roadblocks / delays throughout the whole purchasing process that required a significant amount of additional work from you and the Chocolate Money team (never thought it would take 13 months to buy a block of land!). The level of support you provided each step of the way well and truly exceeded my expectations and made the process so much less stressful. For that I wanted to say a big thank you.
In my experience, the level of service you all provided is very hard to come by. In particular your:
1) exceptional technical expertise (particularly considering and proposing solutions that resulted in saving me interest and reducing my equity contribution – both of which were important to me);
2) genuine commitment to achieve a positive result for me; and
3) prompt and transparent professional guidance throughout the whole process.
I will happily recommend Chocolate Money’s services to anyone who has a need.
James Walker
It is a pleasure to commend Anthy Lakkotripis to you and provide a tribute to her excellent team. To express Anthy’s support and results as ‘professional’ is an understatement because it wraps extreme competence with creative solutions, effective interactions with other providers, and clear and anxiety-managing interpersonal communications. Anthy is the consummate professional and wonderful to work with. The Chocolate Money team around Anthy are terrific and Hannah and Jenny in particular are really great.
Michelle Cahoon
Anthy was very helpful nice and patient I’m not big on technology and everything that I didn’t understand someone would call me to explain & that took stress off me doing everything online.
The team at Chocolate Monday has been a tremendous help navigating the multitude of lenders and securing us finance. As a self-employed small business owner who always has trouble with banks, Chris Katrantzis was able to refinance our home and business loans as well as securing new finance for an investment property. All at amazing interest rates!
Shane Narayan
I think Chris is the best in the business. My loan requirements had a lot of difficult situations to overcome. He got me the best rates that he could at these tricky times.
He gave me many options in which is the best way for me to move ahead, business, house and life.
Ten out of ten…… Will recommend to anyone I know that needs lending solutions.
Alberto
We’ve been working with Chris and Vicky for more than 10 years through different properties and various re financing process. We very much appreciate the support, professionalism and customer support. Thank you
These guys are fantastic. I had some issues with the bank and the terms that were issued. Chocolate Money went back to the bank again and again until we got the right result. Chocolate Money succeeded where other brokers failed, highly recommended!
Mark G.
Harry all I can say is Anthy is the most professional and a fantastic person. She has always been able to help me with my finances. So thank you Anthy and Chocolate Money.
Regards Mark
C&M Timber Constructions
I would highly recommend Chocolate Money (Anthy & her team) for their professionalism and ability to source the best loans. Their communication was outstanding in regards to responding to emails and telephone calls along with keeping me up to date with my whole loan process. I would definitely use their services again should the need arise!
Ben Breer - Breer Building
Dealing with Chris from Chocolate Money was easy and smooth, everything Chris did made the whole process a breeze. From what my original broker couldn’t achieve, Chris could. It was a pleasure working with him and I will continue to do so in the future.
Builder Registration is the market leader when it comes to assisting trades and construction professionally become registered builders. Our clients heavily rely on our guidance when it comes to post registration and obtaining finance and the right type of finance is absolutely critical to their future success. We have been working with Harry and his team at Chocolate money/Chocolate finance for a number of years now and could not be happier with their level of service and expertise.
We frequently have clients coming back to us to thank us for referring them onto Chocolate Money as most clients simply do not know where to start when it comes to financial advice. Harry and his team have repeatedly proven that they can work with a wide range of different clientele and often donate their time as guest speakers in our classes.
I now use Chocolate Money personally and have also referred several family members to them. We could not recommend them any higher and look forward to continue to work with them in the future
Nathan Hawkins - Director
Builder Registration
Registered Builder Network
We cannot thank Anthy enough for all her work in helping us with our finance needs over the last 10 years. Having only dealt with Banks prior to Anthy being recommended to us, it was a relief to finally have someone who was considering our needs first and advocating for us to make sure that our finance requirements were met.
Anthy and everyone else that we have dealt with at Chocolate Money have been professional and supportive throughout the whole process and to this date they continue to provide “finance health checks” to make sure that everything is ok.
We can’t recommend them highly enough and will definitely continue to use their expert knowledge and services.
James Walker
Dear Harry,
I am writing to express my appreciation for the outstanding support and success provided recently by your team at Chocolate Money under the guidance of Anthy Lakkotripis. Once again, a complex situation has been resolved with professionalism, extreme competence, and great client support. Support and communication from Hannah Sun, Jenny Duong and other members of the team has been excellent. My gratitude to Anthy is enormous; her insight, relationships with external providers, and capacity to support my concerns has been overwhelming. You lead an extraordinary team of professionals, which is much appreciated.
Alex Havkin
I found my experience with the chocolate lending team very smooth and professional. The service was prompt and knowledgeable and I look forward to working with you on my future finance requirements.
Chris from Chocolate Money went above and beyond to help me secure my first home loan. They made the loan the easiest part about buying a home. I will Definitely be using them again for any future property financing.
Anthony Spence - onsite carpentry
When my bank ANZ said 'no' to letting us consolidate all our debt from my business into the mortgage, I didn't have to think about it I was heading straight to chocolate money as I've been listening to you for years at the master builder trade nights and always giving great information.
Writing this email has taken me a while as I have been mentally exhausted from the bank this year. However, one shining light kept my wife and I going through this process with the banks wanting more and more information it was like they were trying to find a way to say no, the same information was sent about five times, and then at the last minute, it took three times to settle I don't have any words to describe the bank and what they put everyone through.
The team at Chocolate Money was outstanding, resilient and highly patient throughout it all, at many times, I thought Chocolate Money would walk away from this and say it was too hard, but didn’t, and we are so grateful for all the effort and time he put into this, and we are getting our life back to normal and can move forward.
Daniel Pereira
Our broker from Chocolate Money is highly competent, organised and very professional mortgage broker. He is always happy to have a chat and work through any questions or queries that I have. He truly understands the mortgage process and is passionate about helping people to achieve their financial goals.
Without him, I wouldn't have had a plan to work towards and he has been able to give me a few options in order to purchase my second property. I couldn't recommend him highly enough and I have already passed on his details to some of my friends and work colleagues. Thanks again.
Marc Milner
The team at Chocolate Money deliver a fast, complete and very professional service!
If you need finance then you need to speak to the guys at Chocolate Money.
Would highly recommend using Jo. He is efficient, has a lot of experience and clearly explains lending processes.
We couldn't recommend Anthy enough- made everything so simple and straightforward and just lovely to deal with throughout the whole process. If you're looking for a broker, Anthy, Kim and Chocolate Money are your guys.
Chris Katrantzis is the lending professional I trust with all of my personal and business finances. I don't have to worry about a thing and I know I am getting the best deal out there and getting it done. Excellent proactive approach as well, always looking out for special offers for us and advising us on when it is a good time to revisit our setup.
Our business puts trust in the team at Chocolate Money to find us the best deals & work with us towards the best outcomes. Every single time they deliver! We can't thank Anthy, Kim, Louisa & the rest of the team enough!
I had numerous properties with one of the big 4. I thought being a master builders member Id try Chocolate money. Best decision I made. The broker went above and beyond. He came to site to discuss my loans, helped me with all the paperwork. Had investment rates of 3.34 went to 2.69, his advice was spot on and he did all the hard work. My saving is $8500 a year, its better in my pocket then the banks. I recommend anyone with a big 4 loan to call Chocolate money, swap over to one of the other lenders and use the extra savings for a holiday. The follow up and all the change over was made easy by chocolate money and joseph the broker. Don't wait, call now .
We have known Anthy for the last 5 years and we can defiantly say that she has played a vital role in the growth of our business in many aspects.
Anthy, and the team at Chocolate Money, instantly became familiar with our financial position and gave us great advice on what financial structure, strategies and loans we could implement into our business. Whether it is home loans, business loans, investment loans, construction loans, Anthy has portrayed knowledge, professionalism, and expertise in all aspects of lending.
We are extremely grateful for the countless hours and commitment that she has shown us, and always willing to share her knowledge and provide her support.
Anthy has worked many miracles over our journey and made sure all our loans settle in a timely manner. This experience has not only been enjoyable but also very successful and rewarding.
We thank her dearly for the extraordinary work and dedication that she has put into our business over the past five years.
If you are looking for assistance in finance, we highly recommend using Anthy and the team at Chocolate Money for their expert knowledge and services.
Couldn’t recommend Chocolate money’s service enough. A quick email and some information and I’ve got a cheaper home loan interest rate. Easiest thing to do to save money. Fantastic service.
Chris and the team have been a real help in assisting us with a recent investment property purchase. The situation was somewhat complex as the investment was for development purposes and involved restructuring some of our existing loans. Chris was attentive and creative in finding a solution that worked for us and our cash flow situation. I highly recommend Chocolate Money. I have worked with brokers in the past and many are focused on a quick win, but these guys make you feel like they’re in it for the long haul with you.
Laetitia
I have used Chocolate money twice now, first a couple of years ago for our first home then just last year for our investment property. I have had an amazing experience both times, Chris and Vicky have helped me and my husband tremendously through the whole loan process; they have always gone above and beyond to ensure everything goes smoothly.
I am very thankful for the service we have received with Chocolate money and I have even recommended my sister who also used your services recently. keep up the good work.
I cannot speak highly enough of Anthy Lakkotripis and the whole Chocolate Money team.
The finance application process with Chocolate Money has been made absolutely easy by the amazing support and help from Anthy and her team.
Anthy has been a breath of fresh air in this world where finance brokers obviously are faced with challenges. I would certainly recommend Anthy & the Chocolate Money team to any developers wishing to explore other finance avenues. Thanks Anthy, its been a pleasure working with you.
Gerard De Meneghi
Chris and the team have been a real help in assisting us with a recent investment property purchase. The situation was somewhat complex as the investment was for development purchases and involved restructuring some of our existing loans.
Chris was attentive and creative in finding a solution that worked for us and our cash flow situation. I highly recommend Chocolate Money. I have worked with brokers in the past, many are focussed on a quick win, but these guys make you feel like they’re in it for the long haul with you.
Dale Karaata
This is my second re-finance with Chocolate Money and again it has been a smooth and welcoming experience. Both Chris & Vicki have been outstanding in their approach of handling my questions, emails and the application process.
I am happy with the professional communication and service provided by Chocolate Money.
My experience engaging with Chocolate Money (and Anthy specifically) have exceeded my expectations.
I am very satisfied with the service provided by Chocolate Money in assisting me with managing my home loan. My dealings with Anthy and the team at chocolate money have been highly professional and rewarding, and they have gone out of their way to make my life easier.
I would recommend that anyone looking for brokering or lending advice to engage Chocolate Money for their highly professional services.
Chris from Chocolate finance has been a pleasure to deal with, professional, knowledgeable and easy! I was dreading the home loan application process as I have heard other people have struggled with attaining it, with Chris’s recommendations and advice he has made the application a breeze. He’s worth every penny! Thanks for your great service! I willl be definitely recommending your services to anyone who who asks.
5 stars. We'd give 6 if we could. We couldn't recommend Anthy enough- made everything so simple and straightforward and just lovely to deal with throughout the whole process. If you're looking for a broker, Anthy, Kim and Chocolate Money are your guys.
Tell us how we did
The team at Chocolate Money is focussed on providing exceptional lending advice designed to help people improve their lot in life.
Tell us how we did by calling the Director on 1300 137 539 or emailing Harry here