Chocolate Money
Chocolate Money
  • Home
  • About us
  • Updates
  • Testimonials
  • Contact Us
  • FIRST HOME BUYERS
  • Specialist Loans
  • FAQs
  • Blog
  • Alliances
  • LoDoc Loans available
  • Builders
  • Career opportunity
  • Biz Assistance Work shops
  • Upcoming workshops - EOI
  • More
    • Home
    • About us
    • Updates
    • Testimonials
    • Contact Us
    • FIRST HOME BUYERS
    • Specialist Loans
    • FAQs
    • Blog
    • Alliances
    • LoDoc Loans available
    • Builders
    • Career opportunity
    • Biz Assistance Work shops
    • Upcoming workshops - EOI
  • Home
  • About us
  • Updates
  • Testimonials
  • Contact Us
  • FIRST HOME BUYERS
  • Specialist Loans
  • FAQs
  • Blog
  • Alliances
  • LoDoc Loans available
  • Builders
  • Career opportunity
  • Biz Assistance Work shops
  • Upcoming workshops - EOI

Frequently Asked Questions

Chocolate Money, mortgage broker of choice or the building industry.

How is Chocolate Money different to other brokers?

Chocolate Money has been providing finance for the building industry since 2003.  They are an award- winning brokerage and recognised by the Professional Lenders Association.  Chocolate is also privately owned with no allegiance to any bank or lender; the only focus is on the benefit of its clients.  

Can Chocolate also help with my home loan?

Absolutely Chocolate Money will organise your home loan and we also insist on organising all your lending requirements to ensure your needs are achieved whilst focussing on not putting you into financial hardship.

What is the secret to chocolate's success?

The focus on the well-being of Chocolate's clients is why our clients stay with us for life; we do not focus on the transaction but rather on achieving the required outcomes.  Therefore, we are an integral part of our clients' strategies, often working in conjunction with their accountants, lawyers and the other advisors used.

Do you have access to specialised products?

Yes we do - unlike most generalist finance brokers, Chocolate Money has access to funders, lenders and specialised money sources not available to others.  We also have access to all the standard banks, non banks and lenders so as to ensure our clients receive the most appropriate solutions for their situation.

Do you charge for your service?

Every lending situation is taken on its individual merits, complexity and risk.  Customers are informed of any fees or charges well before engaging Chocolate Money to provide lending solutions.

Do you provide financial advice?

No - we never tell you where to spend your money and therefore do not provide any financial advice; We help you achieve what outcomes you seek and therefore will facilitate the most appropriate loans to achieve this.  Chocolate Money has an Australian Credit License - 387277

Types of loans available via Chocolate Money

We are so much more than a standard broker!

Our relationships with specialised finance lenders is one of our differences!

Chocolate Money has access to all the main banks but is independent and not a subsidiary like others

The main banks

We have expertise with banks' policies and nuances; we know which clients they want and don't push a square peg into a round hole.

Chocolate Money can help with your credit report and other finance related questions.

Non-Banks

We know the common sense lenders and those focussed on solutions which make sense!

Our Chocolate Money lending team is experienced, professional and industry's best!

Private Lenders

Relationships with private lenders who love builders, traddies and the building industry is our specialty!


Types of loans

We are a 'people broker' - we focus on our clients, their needs and desired outcomes!

Chocolate Money, the construction industry's finance broker of choice since 2003.

Construction & Development finance

We help builders and developers fund their projects - whether it's a dual occ or a multi storey 100 apartment development!

Chocolate Money, helping builders fund their business and finance their personal lives.

Self-Employed finance

If you are self employed with all the unique aspects which come from being your own boss, we can help with home loans, investment, cash flow and even invoice funding.

Chocolate Money, helping building businesses fund their projects and developments.

No-Doc, Low-Doc & fully verified loans

We get an understanding of your situation and provide the most suitable loan for you.  By having access to such a wide range of lenders, we tailor the right solution for you to achieve your objectives!

Looking after our clients' lending needs since 2003

Copyright © 2003 - 2025  All Rights Reserved.  Website designed & created by Acclaimed Results

  • Testimonials
  • Privacy Policy
  • Upcoming workshops - EOI

This website uses cookies.

We use cookies to analyze website traffic and optimize your website experience. By accepting our use of cookies, your data will be aggregated with all other user data.

Accept

Workshops designed to help our clients

Learn from industry experts - ask the questions you have always wanted to in a safe, learning environment designed for:

  • Business owners, or
  • First home buyers or,
  • Investors

Which workshop suits you?