Chocolate Money has been providing finance for the building industry since 2003. They are an award- winning brokerage and recognised by the Professional Lenders Association. Chocolate is also privately owned with no allegiance to any bank or lender; the only focus is on the benefit of its clients.
Absolutely Chocolate Money will organise your home loan and we also insist on organising all your lending requirements to ensure your needs are achieved whilst focussing on not putting you into financial hardship.
The focus on the well-being of Chocolate's clients is why our clients stay with us for life; we do not focus on the transaction but rather on achieving the required outcomes. Therefore, we are an integral part of our clients' strategies, often working in conjunction with their accountants, lawyers and the other advisors used.
Yes we do - unlike most generalist finance brokers, Chocolate Money has access to funders, lenders and specialised money sources not available to others. We also have access to all the standard banks, non banks and lenders so as to ensure our clients receive the most appropriate solutions for their situation.
Every lending situation is taken on its individual merits, complexity and risk. Customers are informed of any fees or charges well before engaging Chocolate Money to provide lending solutions.
No - we never tell you where to spend your money and therefore do not provide any financial advice; We help you achieve what outcomes you seek and therefore will facilitate the most appropriate loans to achieve this. Chocolate Money has an Australian Credit License - 387277
Our relationships with specialised finance lenders is one of our differences!
We have expertise with banks' policies and nuances; we know which clients they want and don't push a square peg into a round hole.
We know the common sense lenders
Relationships with private lenders who love builders, traddies and the building industry is our specialty!
We are a 'people broker' - we look after our clients and their needs - all of their lending requirements!
We help builders and developers fund their projects - whether it's a dual occ or a multi storey 100 apartment development!
If you are self employed with all the unique aspects which come from being your own boss, we can help with home loans, investment, cash flow and even invoice funding.
We get an understanding of your situation and provide the most suitable loan for you. By having access to such a wide range of lenders, we tailor the right solution for you to achieve your objectives!
Looking after our clients' lending needs since 2003