Frequently Asked Questions

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Our driver is to put sweetness into our clients' lives; we do this by helping to facilitate their personal and business aspirations!  Chocolate Money has been providing finance for the building industry since 2003. Chocolate is also privately owned with no allegiance to any bank or lender; the only focus is on the benefit of our clients in their pursuit of a sweet life!

Absolutely Chocolate Money will organise your home loan and we also insist on organising all your lending requirements to ensure your needs are achieved whilst focussing on not putting you into financial hardship.

The focus on the well-being of Chocolate's clients is why our clients stay with us for life; we do not focus on the transaction but rather on helping our clients achieve their objectives.  Therefore, we are an integral part of our clients' strategies, often working in conjunction with their accountants, lawyers and the other advisors used.  For us - it's ALWAYS PERSONAL!

Yes we do - unlike most generalist finance brokers, Chocolate Money has access to funders, lenders and specialised money sources not available to others.  We also have access to all the standard banks, non banks and lenders so as to ensure our clients receive the most appropriate solutions for their situation.

Every lending situation is taken on its individual merits, complexity and risk.  Customers are informed of any fees or charges well before engaging Chocolate Money to provide lending solutions.

No - we never tell you where to spend your money and therefore do not provide any financial advice; We help you achieve what outcomes you seek and therefore will facilitate the most appropriate loans to achieve this.  Chocolate Money has an Australian Credit License - 387277