There’s nothing quite like the feeling of driving away in a new car for the first time, but finding the best deal on car finance can be both frustrating and time consuming.
Chocolate Money makes car loans quick and hassle free - so before you know it, you'll be hitting the road! We can arrange a number of flexible repayment options to suit most borrowers!
As soon as your loan is approved, you can expect a super quick loan settlement so you could be driving away in your dream car quicker than you imagined!
Chocolate Money's business car loans have a competitive fixed interest rate and a range of flexible payment options.
When it comes to commercial car loans - we take care of business, so you can get on with yours.
· Competitive fixed rate
· Extra car loan protection
· Up to $100,000
· Older vehicles up to 20 years
Chocolate Money specialises in organising finance for most non-standard circumstances including:
· Older vehicles
· Poor credit
· Younger borrowers
· Start-up solutions
· Irregular income
· Flexible arrangements
· Low-doc options
· Loan advice available
If you’re self-employed and in the building industry, chances are that other finance institutions like banks are giving you a hard time but at Chocolate Money, we welcome you with open arms as we specialise in all things finance and construction!
We have access to low doc car loans and we look for alternate ways to verify for your income which better reflect your financial position. We have:
· Solutions for start-ups
· Flexible options
· Up to $80,000*
· Alternative proof of income / LOW DOCS
Draw funds whenever you need them directly into your business bank account for wages, purchases, projects or petty cash expenses. Access additional funds up to your limit at any time, no minimum periods between draws.
· Up to 250k limits based on turnover
· Revolving Line of Credit, redraw anytime
· Flexible repayments
· Only pay on drawn funds
Once approved for your Revolving Line of Credit Limit, you can draw down whenever it suits your business and cash flow, or leave it as a safety net and pay only for what you use.
No property security required and no cost till you use it.
One Limit, Multiple Solutions
Once approved for a limit, you can draw down from your limit using the solution which suits your business need for whatever you require.
The end of year can be a particularly tricky time for small business owners in the construction industry - this year may be even trickier, with the added complexity of fluctuating COVID restrictions.
So if you are a business owner that needs a funding boost here’s how we are supporting Aussie small businesses to get through end of year with less stress.
Loans now available to $500K and Line of Credit to $150K
In a nutshell:
> Small Business Loan for amounts $150K to $500K
> Minimal documentation (under $250K)
> Pre-approval without credit check (over $250K)
> Terms to 36 months (over $250K)
> Hassle-free process with funding possible in 48 hours*
NOTE: No repayments for the first 8 weeks on business loans settled by 31 Dec 2021. (Interest accrues from settlement date to end of the term). T&Cs apply*
Comparison of various funding options (pdf)Download
Tips & Traps when buying cars (pdf)Download
SecuredvsUnsecured Car Loans (pdf)Download
CarFinance for Business (pdf)Download
A simple guide to business loans (pdf)Download
Equipment Finance (pdf)Download
Commercial Hire Purchase (pdf)Download
Chattel Mortgages (pdf)Download