The process of buying your first home
Engage your broking team
The broker will identify your needs, hopes, aspirations and timelines. The disclosure documents communicating everything you need to know and confirming that the broker will only provide information with your Best Interest at the core of all advice.
Become 'homeloan' ready
Discover how much you can borrow and how to improve your situation to enable you to buy the home of your dreams. You will receive coaching, guidance and tools to get you in the best position to apply for your loan
Pre-Approved
Step by Step support
Being ready to find and buy the right property and negotiate a better deal by having finances ready!
You will know how much you have available to spend and have clarity as to the process to buy a home from here.
Step by Step support
Step by Step support
Step by Step support
Receive 'insider guidance' on:
- buying at auction vs private sales
- making an offer, negotiating and all the way through to settlement.
- moving into your new home
Support Services
Step by Step support
Support Services
Access specialised referrals to:
- buyers advocates
- reputable agents with suitable properties
- pest inspectors
- building inspectors
Ongoing support
Step by Step support
Support Services
Obtaining your first home is just the beginning when you become a Chocolate Client. We will continue working with you by:
- ensuring your rates are still the most appropriate in the market
- assessing your borrowing capacity for future purchases
- discuss options for improving your cash flow position on an ongoing basis.
First Home Buyers' Articles of interest
Once the application is submitted
Many first home buyers believe once their loan application is submitted with the bank or lender, it's a done deal. Read more to find out what happens once you submit your application.
Become 'homeloan' ready
Discover how much you can borrow and how to improve your situation to enable you to buy the home of your dreams. You will receive coaching, guidance and tools to get you in the best position to apply for your loan
Pre-Approved
Step by Step support
Being ready to find and buy the right property and negotiate a better deal by having finances ready!
You will know how much you have available to spend and have clarity as to the process to buy a home from here.
Step by Step support
Step by Step support
Step by Step support
Receive 'insider guidance' on:
- buying at auction vs private sales
- making an offer, negotiating and all the way through to settlement.
- moving into your new home
Support Services
Step by Step support
Support Services
Access specialised referrals to:
- buyers advocates
- reputable agents with suitable properties
- pest inspectors
- building inspectors
Ongoing support
Step by Step support
Support Services
Obtaining your first home is just the beginning when you become a Chocolate Client. We will continue working with you by:
- ensuring your rates are still the most appropriate in the market
- assessing your borrowing capacity for future purchases
- discuss options for improving your cash flow position on an ongoing basis.
Workshops designed to help our clients
Learn from industry experts - ask the questions you have always wanted to in a safe, learning environment designed for:
- Business owners, or
- First home buyers or,
- Investors