Chocolate Money
Chocolate Money
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    • Home
    • About us
    • Important Info
    • Testimonials
    • Contact Us
    • Awards
    • Specialist Loans
    • FIRST HOME BUYERS
    • FAQs
    • Testimonials
      • Support Packages
      • Blog
    • Alliances
    • LoDoc Loans available
    • Master Plumbers Members
    • Master Builder Members
  • Home
  • About us
  • Important Info
  • Testimonials
  • Contact Us
  • Awards
  • Specialist Loans
  • FIRST HOME BUYERS
  • FAQs
  • Testimonials
  • Alliances
  • LoDoc Loans available
  • Master Plumbers Members
  • Master Builder Members

First Home Buyer's brokers

Great for first home buyers

First Home Buyers choose Chocolate Money to help them buy their first home. This is because there is an entire team focussed on providing advice, guidance and helpful tips on being able to buy the best home they are eligible to buy in the easiest manner. 

We want you to be left with a ‘sweet taste’ every time you interact with a member of the Chocolate Money team. It’s not only about receiving expert lending advice, it’s also about feeling good, confident and empowered with your lending & property journey! 

Learn more

The director's view:

“The loan is the outcome clients will end up with but it’s the experience they get with Chocolate that makes all the difference. We care about their existing circumstances, we care about the future situation and we work together in a positive way, teaching, informing and helping our clients every step of their home loan journey!”  

Harry Pontikis – Director 

0411 258 058

harry@chocolatemoney.com.au 

The process of buying your first home

Engage your broking team

Engage your broking team

Engage your broking team

The broker will identify your needs, hopes, aspirations and timelines.  The disclosure documents communicating everything you need to know and confirming that the broker will only provide information with your Best Interest at the core of all advice.

Become 'homeloan' ready

Engage your broking team

Engage your broking team

Discover how much you can borrow and how to improve your situation to enable you to buy the home of your dreams.  You will receive coaching, guidance and tools to get you in the best position to apply for your loan

Pre-Approved

Engage your broking team

Step by Step support

Being ready to find and buy the right property and negotiate a better deal by having finances ready!

You will know how much you have available to spend and have clarity as to the process to buy a home from here.

Step by Step support

Step by Step support

Step by Step support

Receive 'insider guidance' on:

  • buying at auction vs private sales
  • making an offer, negotiating and all the way through to settlement.
  • moving into your new home

Support Services

Step by Step support

Support Services

Access specialised referrals to:

  • buyers advocates
  • reputable agents with suitable properties
  • pest inspectors
  • building inspectors

Ongoing support

Step by Step support

Support Services

Obtaining your first home is just the beginning when you become a Chocolate Client.  We will continue working with you by:

  • ensuring your rates are still the most appropriate in the market
  • assessing your borrowing capacity for future purchases
  • discuss options for improving your cash flow position on an ongoing basis.

First Home Buyers' Articles of interest

Once the application is submitted

Once the application is submitted

Once the application is submitted

Many first home buyers believe once their loan application is submitted with the bank or lender, it's a done deal.  Read more to find out what happens once you submit your application.

Find out more

Become 'homeloan' ready

Once the application is submitted

Once the application is submitted

Discover how much you can borrow and how to improve your situation to enable you to buy the home of your dreams.  You will receive coaching, guidance and tools to get you in the best position to apply for your loan

Pre-Approved

Once the application is submitted

Step by Step support

Being ready to find and buy the right property and negotiate a better deal by having finances ready!

You will know how much you have available to spend and have clarity as to the process to buy a home from here.

Step by Step support

Step by Step support

Step by Step support

Receive 'insider guidance' on:

  • buying at auction vs private sales
  • making an offer, negotiating and all the way through to settlement.
  • moving into your new home

Support Services

Step by Step support

Support Services

Access specialised referrals to:

  • buyers advocates
  • reputable agents with suitable properties
  • pest inspectors
  • building inspectors

Ongoing support

Step by Step support

Support Services

Obtaining your first home is just the beginning when you become a Chocolate Client.  We will continue working with you by:

  • ensuring your rates are still the most appropriate in the market
  • assessing your borrowing capacity for future purchases
  • discuss options for improving your cash flow position on an ongoing basis.

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